Before you write
The one thing I can't help with.
I can't tell you what to do with your money. I'm not a licensed financial adviser, which means I
can't give personal advice on your situation — not your portfolio, not whether to buy a
particular thing, not whether a trade you're in is a good one. It isn't reluctance. It's the law,
and it exists to protect you from people who'd happily answer.
What I can do is explain how something works in general terms, point you at the right
explanation, or cover the topic properly in a video. If your question is specific to your own
finances, the right person is a licensed adviser or your accountant.
“Teaching, not selling. That's the whole arrangement.”
Replies come from me personally, usually within a few days. If something's taken longer, it's
because I'm shooting or travelling — not because it went in the bin.